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Deagrifi

Crop health, estimated from satellite.

How vegetation health is estimated for each financed parcel, how often it updates, and the limits we are honest about: monsoon cloud, small parcels and intercropping.

Estimate · KCC-2213

0.71

vegetation index, parcel median

Village median0.63

Clear pixels100%

ConfidenceHigh

Labeled as estimate

Plate 01Vegetation estimate across one parcel
Field Note No. 1How it works

Healthy leaves reflect light differently. Satellites can see that.

Green, growing crops absorb red light and reflect near-infrared light strongly. Optical satellites measure both. The ratio between them gives a vegetation index for every pixel inside the parcel boundary.

Deagrifi takes the median of clear pixels inside each financed parcel and compares it with the same crop in the same village and the same week. Health is always read relative to neighbors, because a dry year affects everyone.

Input
Public optical satellite imagery, 10 m pixels
Per parcel
Median of clear pixels inside the boundary
Compared with
Same crop, same village, same week
Output
Good, watch, or stressed, with a confidence level
02 AugClear pass, estimate updated
07 AugMonsoon cloud, last good estimate kept
12 AugMonsoon cloud, last good estimate kept
17 AugPartly clear, estimate from usable pixels
22 AugClear pass, estimate updated
27 AugClear pass, estimate updated
Plate 02Satellite passes over one village in August
Field Note No. 2Update frequency

A new look every few days, when the sky allows.

Satellites revisit the same area roughly every five days. Each clear pass updates the estimate for every financed parcel in view. Cloudy passes are skipped, and the last good estimate is kept with its date shown.

  • Every estimate shows the date of the pass it came from
  • Stale estimates are marked once they are older than 15 days
  • Radar imagery fills gaps for flooding, which clouds cannot hide

Estimate · KCC-2213

0.71

vegetation index, parcel median

Village median0.63

Clear pixels71%

ConfidenceMedium

Labeled as estimate

Plate 03Cloud cover over part of a parcel
Field Note No. 3Monsoon cloud

The monsoon hides fields exactly when they matter.

July and August can bring weeks of cloud. We say so, rather than guess.

When cloud covers part of a parcel, only clear pixels are used and the confidence drops. When cloud covers the whole village, no new estimate is made. A flag is never raised from cloudy data alone.

0.4 acre parcel

Few clean pixels. Edges blend with neighbors, so confidence is shown as lower.

Intercropped

Tur rows inside soybean. The signal is a blend, read alongside the officer's notes.

Plate 04Two hard cases
Field Note No. 4Small parcels

Small parcels and intercropping need care.

Many financed parcels are under one acre. At 10 m resolution, a 0.4 acre plot holds only a few clean pixels, and its edges blend into the neighbor's field. Intercropping, such as tur rows inside soybean, gives a mixed signal.

In both cases the field note carries a lower confidence, and the officer's observations from visits are given more weight than the imagery.

Plate 05Parcels shaded by estimated health
Field Note No. 5Estimates

Always labeled as an estimate.

Every crop health value on screen and in reports is marked as an estimate, with its date and confidence. It is a reason to look closer, not a judgment about a farmer.

  • Never used as the sole basis for a credit decision
  • Shown with date, confidence and the crop it was compared against
  • Officer field notes can override an estimate

Last field note on this page

Intake slipNo. 0001 · Kharif 2026

Bring a sample of your loan book. We'll map it with you.

A working session, not a slide deck. We place your parcels on this season's imagery and read the field notes together with your credit and field teams.

01

Share 50 to 500 loans

Loan ID, village, survey number, crop

02

We map them

Against the current season's satellite passes

03

Read it together

Crop health, harvest windows and early flags

Loan IDs and sanction dates

Village and survey numbers

Crop declared at sanction

Farmer consent on file

Start hereMap your loan bookPrefer a conversation first? Contact us